{"id":60,"date":"2020-11-19T17:04:00","date_gmt":"2020-11-19T17:04:00","guid":{"rendered":"https:\/\/www.keysdentist.com\/blog\/?p=60"},"modified":"2020-12-15T17:05:37","modified_gmt":"2020-12-15T17:05:37","slug":"dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.keysdentist.com\/blog\/2020\/11\/19\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\/","title":{"rendered":"2020 Dental Insurance: 3 Tips to Maximize Your Benefits This Year"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.keysdentist.com\/blog\/wp-content\/uploads\/2020\/12\/Patient_researching_dental_insurance_benefits_on_laptop__.jpg\" alt=\"Patient researching dental insurance benefits on laptop\" class=\"wp-image-61\" width=\"298\" height=\"242\" srcset=\"https:\/\/www.keysdentist.com\/blog\/wp-content\/uploads\/2020\/12\/Patient_researching_dental_insurance_benefits_on_laptop__.jpg 800w, https:\/\/www.keysdentist.com\/blog\/wp-content\/uploads\/2020\/12\/Patient_researching_dental_insurance_benefits_on_laptop__-300x244.jpg 300w, https:\/\/www.keysdentist.com\/blog\/wp-content\/uploads\/2020\/12\/Patient_researching_dental_insurance_benefits_on_laptop__-768x624.jpg 768w\" sizes=\"auto, (max-width: 298px) 100vw, 298px\" \/><\/figure><\/div>\n\n\n\n<p>Are you unfamiliar with the fine print on your dental plan? Have your past attempts at understanding your coverage done nothing more than give you a headache? If you answered \u201cyes\u201d to either of these questions, you\u2019re certainly not alone. Unfortunately, that means you could be leaving wasted dollars on the table, especially since many policies reset in January. To prevent that from happening, a dentist in Big Pine Key is sharing three ways to maximize your <a href=\"https:\/\/www.keysdentist.com\/for-patients.html#insurance\">dental insurance benefits<\/a> this year!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">#1. Schedule Your Second Routine Appointment of 2020<\/h2>\n\n\n\n<p>Between the shutdown at the beginning of the year and the usual hustle and bustle that comes with the holiday season, it\u2019s likely that you skipped one of your routine dental checkups and cleanings. Since most dental plans cover two per year, neglecting to attend one of them means your unused coverage turns into wasted dollars the moment your plan renews. So, if you haven\u2019t already, schedule your second preventive care appointment!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#2. Ask About Your Remaining Annual Maximum<\/h2>\n\n\n\n<p>The annual maximum on your policy is the highest dollar amount your insurance carrier will contribute to your treatment within a given year. If you have yet to meet it, make sure to schedule any treatment your dentist recommends ASAP. That way, the remaining coverage can benefit your oral health <em>and<\/em> your wallet!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#3. Utilize Your FSA Dollars for Out-of-Pocket Expenses<\/h2>\n\n\n\n<p>A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows employees to set aside a portion of their paycheck for medical-related expenses that arise throughout the year. Sadly, many patients are unaware that their FSA dollars can be used to cover dental treatment or forget about their account entirely! Since there are typically restrictions that prevent the amount from carrying over into the following year, you definitely want to utilize this benefit ASAP, especially since it can help cover out-of-pocket expenses.<\/p>\n\n\n\n<p>Whether you have an individual dental plan or one through your employer, you want to utilize your benefits to the fullest. That way, your unused coverage doesn\u2019t turn into valuable dollars down the drain. Fortunately, you can use the above three tips to prevent that from happening this year!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p>Since graduating in the top 10 of her class from Nova Southeastern University, <a href=\"https:\/\/www.keysdentist.com\/meet-amanda-cobb-dmd.html\">Dr. Amanda Cobb<\/a> has helped countless patients achieve pristine oral health and beautiful smiles. Although she and her team aren\u2019t in-network with any dental insurance providers, they can make the financial component of your treatment seamless by filing the claim on your behalf and maximizing your benefits. So, if you have a question about your coverage or are simply looking for a \u201cdentist near me,\u201d don\u2019t hesitate to visit her <a href=\"https:\/\/www.keysdentist.com\/contact.html\">website<\/a> or give her a call at <strong>305-872-4272<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"Are you unfamiliar with the fine print on your dental plan? Have your past attempts at understanding your coverage done nothing more than give you a headache? If you answered \u201cyes\u201d to either of these questions, you\u2019re certainly not alone. Unfortunately, that means you could be leaving wasted dollars on the table, especially since many policies reset in January. To prevent that from happening, a dentist in Big Pine Key is sharing three ways to [&hellip;] <a class=\"read-more\" href=\"https:\/\/www.keysdentist.com\/blog\/2020\/11\/19\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-60","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tips to Maximize Your Dental Benefits This Year l Dr. Cobb<\/title>\n<meta name=\"description\" content=\"Your dental plan should benefit your teeth and your wallet. If you are unsure where to start, here are three tips from a dentist in Big Pine Key!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.keysdentist.com\/blog\/2020\/11\/19\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips to Maximize Your Dental Benefits This Year l Dr. Cobb\" \/>\n<meta property=\"og:description\" content=\"Your dental plan should benefit your teeth and your wallet. If you are unsure where to start, here are three tips from a dentist in Big Pine Key!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.keysdentist.com\/blog\/2020\/11\/19\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Cosmetic &amp; Restorative Dentistry of the Keys Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-19T17:04:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-12-15T17:05:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.keysdentist.com\/blog\/wp-content\/uploads\/2020\/12\/Patient_researching_dental_insurance_benefits_on_laptop__.jpg\" \/>\n<meta name=\"author\" content=\"keysdentist\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"keysdentist\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/\"},\"author\":{\"name\":\"keysdentist\",\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/#\\\/schema\\\/person\\\/477dfc316ccfff828d45ec42b0ab8513\"},\"headline\":\"2020 Dental Insurance: 3 Tips to Maximize Your Benefits This Year\",\"datePublished\":\"2020-11-19T17:04:00+00:00\",\"dateModified\":\"2020-12-15T17:05:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/\"},\"wordCount\":466,\"image\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Patient_researching_dental_insurance_benefits_on_laptop__.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/\",\"url\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/\",\"name\":\"Tips to Maximize Your Dental Benefits This Year l Dr. Cobb\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/2020\\\/11\\\/19\\\/dentist-in-big-pine-key-talks-maximizing-your-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/Patient_researching_dental_insurance_benefits_on_laptop__.jpg\",\"datePublished\":\"2020-11-19T17:04:00+00:00\",\"dateModified\":\"2020-12-15T17:05:37+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.keysdentist.com\\\/blog\\\/#\\\/schema\\\/person\\\/477dfc316ccfff828d45ec42b0ab8513\"},\"description\":\"Your dental plan should benefit your teeth and your wallet. 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